All blog posts here are for informational purposes only. Under no circumstances should any of these posts or any information herein be construed as investment advice, or as an offer to sell or solicitation of an offer to buy any securities or other financial instruments.
You should assume that the author has a financial interest or investment positions in one or more securities (and/or options, swaps, and other derivatives associated with one or more of these securities) that are related to the contents of this blog. The author intends to continue transacting in such securities for an indefinite period, and the author may have a long, short, neutral, or any other complex position at any time hereafter regardless of the author's initial position and views as stated on the blog here. The author does not assume an obligation to update or revise any content on this blog to reflect changes in positions that the author may have.
The information presented on this blog expresses the opinions of the author only. The blog posts are based on generally available information, field research, inferences and deductions through the author's due diligence and analytical process. To the best of the author's ability and belief, all information on this blog is accurate and reliable, and has been obtained from public sources that the author believes to be accurate and reliable. However, such information is presented “as is,” without warranty of any kind, whether express or implied. With respect to the contents of this blog, the author makes no representation, express or implied, as to the accuracy, timeliness, or completeness of any such information or with regard to the results to be obtained from its use. Further, any information on this blog contains a very large measure of analysis, assumptions, and opinion. All expressions of opinion are subject to change without notice, and the author does not undertake to update or supplement any posts or any of the information, analysis, assumptions, and opinion contained in them.
In no event shall the author be liable for any claims, losses, costs or damages of any kind, including direct, indirect, punitive, exemplary, incidental, special or, consequential damages, arising out of or in any way connected with any information on this blog. This limitation of liability applies regardless of any negligence or gross negligence of the author. You accept all risks in relying on the information on this blog.
The failure of the author to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of this right or provision. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision and rule that the other provisions of these Terms of Use remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to this blog or the material on this blog must be filed within one (1) year after the occurrence of the alleged harm that gave rise to such claim or cause of action, or such claim or cause of action be forever barred.
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This blog may contain copyrighted material that has not been specifically authorized but is provided for educational, research, and evaluation "fair use" purposes, subject to the restriction that such material is not to be used commercially or “for any purpose other than private study, scholarship, or research.” Please do not access this blog, if you do not agree to abide by that restriction.
The author is not liable for any infringement of copyright arising out of materials posted on or transmitted through the site, or items advertised on the site, by end users or any other third parties. If you believe that your rights in copyright are being violated by any materials posted on or transmitted through the site, please contact the author promptly so that the author may investigate the situation and, if appropriate, block or remove the offending materials. It is the author's policy to revoke authorization to access the site for repeat infringers, where applicable. In order for the author to investigate your claim of infringement, you must provide the author with the following information:
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright;
- A description of the copyrighted work that you believe has been infringed;
- A description of where the material that you claim is infringing is located or identified on the blog;
- Your name, address, telephone number, and email address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
- A statement by you, made under penalty of perjury, that the information submitted is accurate and that you are the owner of the copyright or authorized to act on the owner’s behalf.
The above information should be provided by email to richard*x*roe@gmail.com, where each asterisk (*) is replaced with a dot (.)
Revised: December 19, 2020
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